- Entitlement and access to public health care services
- Medical treatment: consent and withdrawal
- Advance Directives
- Taking care of a mentally incapacitated person: Guardianship or Committee
- Enduring Power of Attorney
- Elder abuse
- Medical negligence
- Medical insurance
- What is a medical insurance?
- Different types of medical insurance
- Common exclusions in medical insurance policies
- Utmost good faith
- Non-disclosure
- Medical evidence requirements
- Important matters to consider before taking out your medical insurance policy
- Practical tips for disputing a medical claim denial by an insurance company
- The Insurance Claims Complaints Bureau
- Questions and answers
- Care by residential care homes for elderly persons
Medical insurance
Utmost good faith
Insurance contracts are based on trust. The insurer trusts the policyholder to give true and precise details related to what is being insured. This is the principle of 'Utmost Good Faith'. Care should always be taken to submit the whole truth so that insurance companies have a fair and full picture in their assessment of the risk. Equally, before taking out an insurance policy, the policyholder should read all the documentation and the terms of the policy very carefully to ensure that he understands the exact nature of the policy, the risks it covers, and the exclusions.
