- Reverse mortgage
- Public housing issues
- Maintenance and safety of property
- The Owners’ Corporation as an entity of collective responsibility
- Third party insurance
- Mandatory Building Inspection Scheme
- Mandatory Window Inspection Scheme
- Government subsidy, loan and/or grant
- Common Area Repair Works Subsidy
- Common Area Repair Works Interest-free Loan
- Common Area Repair Works Hardship Grant
- Third Party Risks Insurance Subsidy
- Home Renovation Interest-free Loan
- Home Renovation Hardship Grant
- Subsidy in relation to the MBIS and MWIS
- Building Maintenance Grant Scheme for Elderly Owners
- Building Safety Loan Scheme
- Owners’ Corporation Formation Subsidy
- Redevelopment and acquisition of property
Maintenance and safety of property
Common Area Repair Works Hardship Grant
For property owners who have applied for the Common Area Repair Works Interest-free Loan and still have difficulty paying for the repair works to the common area of their building, the Government may provide a Common Area Repair Works Hardship Grant up to a maximum of $10,000 for each household.
Eligibility
Registered owners who are Hong Kong Identity Card holders and belong to any of the following categories are eligible to apply for the Hardship Grant:
- Recipient of Old Age Allowance (OALA);
- Recipient of Comprehensive Social Security Assistance;
- Owner aged 60 or above or disabled, and holder of a Medical Fee Waiver Certificate; or
- Owner aged 60 or above or disabled, and within the income and asset limits below:
Household Size |
Monthly Income Limit |
Asset Limit |
Single |
$9,560 |
$329,000 |
Couple |
$16,260 |
$499,000 |
The Grant
Once the government gives its approval-in-principle for the Common Area Repair Works Interest-free Loan, an individual owner of a residential unit fulfilling one of the above criteria can apply for a common area repair works hardship grant up to a maximum of $10,000.